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Present Bank Exams & Results List

Friday 12 November 2021

Banking awareness

  1. 2P refers to:
    a) Pre to Post Lending
    b) Peer to Peer Lending
    c) Pre-shipment to Post-shipment
    d) Pre-ante to Post-ante
    e) None of the above
  2. Through which of the following Indians are not authorized to do banking transactions?
    a) Internet banking
    b) Mobile Banking
    c) ATM d) Video Conferencing
    e) All the above
  3. With a view to facilitate better Asset Liability Management, the Reserve Bank of India has decided to allow Infrastructure Debt Fund-Non-Banking Financial Companies (IDF-NBFCs) to raise funds through shorter tenor bonds and Commercial Papers (CPs) from the domestic market to the extent of up to ___% of their total outstanding borrowings.
    a) 10
    b) 12.5
    c) 15
    d) 20
    e) 25
  4. Which of the following is a wrong statement?
    a) Regulator of insurance market - IRDA
    b) Regulator of capital market - SEBI
    c) Regulator of money market - RBI
    d) Regulator of forex market - SEBI
    e) Banking Technology - IDRBT
  5. Which of the following is not the name of a multinational bank?
    a) BNP Paribas
    b) British Bank of Middle East
    c) Standard Chartered Bank
    d) Cathay Pacific
    e) None of the above
  6. Which of the following is/are the feature(s) of Medi-claim policy?
    a) Day-care treatment - The Medical expense towards specific technologically advanced day-care treatments/ surgeries where even 24 hour hospitalisation is not required
    b) Ambulance Charges for shifting the insured from residence to hospital
    c) Ayurvedic/ Homeopathic and Unani system of medicine charges
    d) Pre-existing diseases after a specified period of the policy or on payment of additional premium
    e) All the above
  7. What is the maximum amount that Banking Ombudsman can Award in case of General Banking Transactions?
    a) Rs. 2 lakh
    b) Rs. 5 lakh
    c) Rs. 8 lakh
    d) Rs. 10 lakh
    e) No such ceiling
  8. The term "hyper-employment" means?
    a) A situation where machines are used to intensify utilisation of labour
    b) A situation where plant is used without any rest
    c) A situation where the demand for labour far exceeds its supply
    d) A situation where machines are substituted for labour
    e) None of the above
  9. Which of the following are true in respect of Sukanya Samriddhi Accounts?
    a) Rate of interest 8.6% Per Annum (w.e.f. 1 April 2016), calculated on yearly basis, yearly compounded
    b) Minimum Rs. 1000 and Maximum Rs. 15,0000 in a financial year. Subsequent deposit in multiple of Rs.100 Deposits can be made in lump-sum
    c) No limit on number of deposits either in a month or in a financial year
    d) Account can be closed after completion of 21 years
    e) All the above
  10. In Prime Minister Employment Generation Programme (PMEGP) the minimum qualification required for a loan below Rs. 5 lakh is:
    a) 7th class
    b) 8th Class
    c) 9th standard
    d) 10th standard
    e) No qualification is required
  11. How many stores will be opened under Prime Minister's Jan Aushadhi Yojana during 2016-17?
    a) 500
    b) 1000
    c) 2000
    d) 3000
    e) 5000
  12. Which of the following is owned by Reserve Bank of India?
    a) Deposit insurance and Credit Corporation of India (DICGC)
    b) Bharatiya Reserve Bank Note Mudran Private Limited (BRBNPL)
    c) National Housing Bank (NHB)
    d) a and c
    e) a, b and c
  13. All scheduled commercial banks (including regional rural banks), urban co-operative banks, small finance banks (when they become operational) and local area banks are eligible to participate in the trading of Priority Sector Lending Certificates. The certificates will have a standard lot size of ___ and multiples thereof.
    a) Rs. 15 lakh
    b) Rs. 25 lakh
    c) Rs. 30 lakh
    d) Rs. 35 lakh
    e) Rs. 50 lakh
  14. On recommendation in which of the following committee NABARD was established?
    a) C. Rangarajan Committee
    b) Vijay Kelkar Committee
    c) Sivaraman Committee
    d) Chelliah Committee
    e) None of the above
  15. In Basel III importance was given for:
    a) Quality of Capital
    b) Interest Rate Risk
    c) Disclosure norms
    d) Exchange Risk
    e) None of the above
  16. According to Basel III norms, NSFR means:
    a) Net Stable Financial Ratio
    b) Net Stable Funding Ratio
    c) New Stable Financial Ratio
    d) Non Stable Funding Ratio
    e) New Scientific Funding Ratio
  17. Which of the following are true in regarding Public Provident Fund Account?
    a) From 1 April 2016, interest rates are as follows 8.10% per annum (compounded yearly)
    b) An individual can open account with Rs. 100 but has to deposit minimum of Rs. 500 in a financial year and maximum Rs. 1,50,000.
    c) Joint account cannot be opened
    d) Account can be opened by cash/ cheque and In case of cheque, the date of realization of cheque in Govt. account shall be date of opening of account.
    e) All the above
  18. What is the maximum period of deposit that can be opened under NRO?
    a) 1 Year
    b) 3 Years
    c) 5 Years
    d) 10 Years
    e) No such ceiling
  19. Which of the following is an example of cash less purchase?
    I. Internet Banking
    II. Credit Card
    III. Debit Card

    a) Only I
    b) Only II
    c) Only I and II
    d) All of the above
    e) None of the above
  20. Merchant banking in India is governed by:
    a) SEBI
    b) RBI
    c) IRDA
    d) Ministry of finance
    e) a and c
  21. The term "Balance of Trade" means:
    a) A point where the values of imports and exports are equal
    b) The term is used with reference to bilateral trade agreements with countries of CIS Block
    c) The difference between the value of the imports and exports of a country
    d) The difference between the total of transactions with foreign countries in trade, services and capital
    e) a and b
  22. The term "capitalisation of reserves" is used to denote?
    a) The use of reserves for the acquisition of additional capital
    b) The use of reserves for paying-off loans raised for building up fixed assets
    c) The use of reserves for issuing bonus shares to the existing shareholders
    d) The use of reserves for the replacement of depreciated assets
    e) None of the above
  23. In BASEL III the term CCB stands for:
    a) Capital Conservative Buffer
    b) Capital Conservation Buffer
    c) Concurrent Conservation Buffer
    d) Capital Counter Buffer
    e) None of the above
  24. Which of the following is not a major promoter of CIBIL?
    a) HDFC
    b) SBI
    c) RBI
    d) Trans Union International Inc.
    e) None of the above
  25. If you wish to purchase US dollars to travel abroad, you will approach:
    a) Ministry of finance
    b) US embassy
    c) Any bank branch authorized for such activity
    d) RBI
    e) State Bank of India
  26. Money lent in the money market for one day is referred as:
    a) Notice money
    b) Long term loan
    c) Short term loan
    d) Call money
    e) None of these
  27. The term "hyper-inflation" is used to denote:
    a) A situation with moderate rise in price level
    b) An inflationary situation where the external forces are the primary contributing factors
    c) A "runway" or "galloping" inflationary situation where the monetary unit becomes almost worthless
    d) A situation where the cost of living index is rising alarmingly
    e) c and d
  28. What is the purpose for RBI allowing RRBs to open their branches in tier-II cities without asking for permit?
    a) To empower RRBs with the powers that RBI has
    b) To increase the reach of banking service in tier-II cities
    c) To generate money from tier-II cities
    d) To increase the number of RRBs more than other commercial bank in tier-II cities
    e) None of the above
  29. As per Codes of Commitments of BCSBI, bank will return the unpaid/ dishonoured cheque along with a duly signed return memo indicating the reason for return/ refusal of payment within:
    a) 24 Hours
    b) 48 Hours
    c) 3 Days
    d) 6 Days
    e) 9 Days
  30. In Mutual Funds, NAV is the price of ___:
    a) Entire fund value
    b) One unit of a fund
    c) Surrender value
    d) Average value of shares
    e) Dividends paid in a year
  31. Who is the present MD and CEO of Multi Commodity Exchange?
    a) Balasubramaniam Venkatramani
    b) Mrugank Paranjape
    c) Manoj Vaish
    d) Praveen Kumar Singhal
    e) Mansi Aggarwal
  32. In case of travel abroad, foreign exchange can be released maximum ___ days before the date of travel.
    a) 30
    b) 60
    c) 180
    d) 15
    e) 45
  33. "Multi-currency basket" means?
    a) A number of international currencies to which the value of SDRs is linked
    b) Selected international currencies to which the value of Asian Monetary Unit is linked
    c) Number of major international currencies to which the external value of the Indian rupee is linked
    d) The name given to a group of West European currencies.
    e) None of the above


Answers

 

1) b       

2) d

3) a

4) d

5) d

6) e

7) d

8) c

9) e

10) e

11) d

12) e

13) b

14) c

15) a

16) b

17) e

18) d

19) d

20) a

21) c

22) c

23) b

24) c

25) c

26) d

27) c

28) b

29) a

30) b

31) b

32) b

33) c

 

 

 

 

 

Wednesday 28 August 2013

India is now world’s third largest Internet user after U.S., China

India has bypassed Japan to become the world’s third largest Internet user after China and the United States, and its users are significantly younger than those of other emerging economies, global digital measurement and analytics firm comScore has said in a report.
India now has nearly 74 million Internet users, a 31 per cent increase over March 2012, the report says.
The numbers are lower than other recent estimates, possibly reflecting comScore’s methodology that only factors in PC and laptop-based Internet usage.
The Telecom Regulatory Authority of India (TRAI) pegged the number of Internet subscribers in India at 164.81 million as of March 31, 2013, with seven out of eight accessing the Internet from their mobile phones.

Monday 5 November 2012

Quiz-32


1. The Reserve Bank of India in its quarterly monetary policy review on October 30, 2012 cut the cash reserve ratio (CRR) for banks. What is the CRR with effect from November 3, 2012? (CRR is the portion of deposits banks have to park with RBI)
1) 4.75% 2) 5%
3) 4.25% 4) 4% 5) 5.25%

2. Hugo Chavez defeated Henrique Capriles to win a third consec-utive six-year term on October 7, 2012 as the President of which of the following countries?
1) Bolivia 2) Venezuela
3) Cuba 4) Ecuador 5) Mexico

3. Who replaced S.M. Krishna as the new External Affairs Minister on October 28, 2012?
1) Anand Sharma
2) Ashwani Kumar
3) Salman Khurshid
4) Kamal Nath 5) Kapil Sibal

Wednesday 31 October 2012

Quiz-31

1. Juan Carlos I visited India in the last week of October 2012. He is the king of which of the following European countries?
1) Norway 2) Sweden
3) Spain 4) Greece
5) Denmark

2. Which of the following companies has launched Surface, a tablet computer?
1) Apple 2) Google
3) Microsoft 4) Nokia
5) Samsung

3. Mo Yan of China was awarded which of the following Nobel Prizes for the year 2012?
1) Peace 2) Physics
3) Literature 4) Physiology
5) Chemistry

Tuesday 23 October 2012

One Word SUBSTITUTIONS

1. One who looks at the bright side of things
- optimist
2. One who looks at the dark side of things
- pessimist
3. One who does not believe in God
- atheist
4. One who believes in God
- theist
5. One who knows everything
- omniscient
6. One who is present everything
- omnipresent
7. One who is all powerful

Saturday 20 October 2012

Current Affairs october 2012 Quiz-30

1. An expert panel set up by the Prime Minister recommended complete decontrol of the sugar industry. Who headed this committee? (The panel submitted its report in October 2012)
1) Kaushik Basu
2) Bimal Jalan 3) C.Rangarajan
4) R.S.Gujral 5) Y.V.Reddy

2. Who are awarded the 2012 Nobel Prize in Chemistry for studies of G-protein coupled receptors?
1) Thomas Steitz (USA) & Ada Yonath (Israel)
2) Barry Sharpless & William Knowles (USA)
3) Robert Lefkowitz & Brian Kobilka (USA)
4) Peter Agre & Roderick Mackinnon (USA)
5) None of these

Sunday 14 October 2012

Current Affairs october 2012 Quiz-29

 
1. Who won the Nobel Prize in Physics for the year 2012 for their work with light and matter at the most fundamental level?
1) Adam Reiss and Brian Schmidt
2) Adam Reiss and Saul Perlmutter
3) Serge Haroche and David J.Wineland
4) Charles K. Kao and Willard S. Boyle
5) Andre Geim and Konstantin Novoselov

2. Who was conferred with the prestigious Lata Mangeshkar Award by the Maharashtra government in September 2012?
1) Khayyam 2) Udit Narayan
3) Anandji Shah
4) Suman Kalyanpur 5) None

Thursday 11 October 2012

IBPS CWE Clerk-II Notification Out

 
Start date for Online Registration 15.10.2012
Online Payment of Application Fees 15.10.2012- 05.11.2012
Offline Payment of Application Fees 17.10.2012- 09.11.2012
Last date for Online Registration 05.11.2012
Download of Call letter for Examination After 03.12.2012
 
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Current Affairs October 2012 Quiz-28


1. Who was sworn in as the 39th Chief Justice of India on September 29, 2012?
1) Justice K.S. Radhakrishnan
2) Justice J.S. Khehar
3) Justice Altamas Kabir
4) Justice D. Murugesan
5) Justice M.Y. Eqbal

2. The Supreme Court directed which of the following companies/groups to refund over Rs. 24,400 crore collected from 2.21 crore depositors through the optimally fully convertible debentures (OFCDs) by way of bonds?
1) Reliance 2) Murugappa
3) Sahar 4) Kingfisher
5) Essar

Reasoning 4 Bank Exams


Directions (1-5): Study the follow-ing information carefully and ans-wer the given questions.

One of the seven subjects viz. Maths, Zoology, Botany, Chemistry, Physics, English and Statistics is taught on one day in a week starting from Monday and ending on Sunday. Chemistry is taught on Thursday. English is taught the day immedi-ately next to the day when Zoology is taught. English is neither taught on Tuesday nor Saturday. Only one lecture is held between Chemistry and Botany. Two lectures are sche-duled between Maths and Zoology. Statistics is neither taught on Monday nor Sunday.

1. On which of the following days is physics taught?
1) Monday 2) Tuesday 3) Wednesday 4) Thursday 5) Friday

2. How many subject/s is/are taught between Botany and Zoology?
1) None 2) One 3) Two 4) Three 5) Four

Wednesday 3 October 2012

September 2012 Bilateral Relations Affairs

  • Aiming to improve ties between India and Association of South East Asian Nations (ASEAN), "INS Sudarshini", a sail training ship, began its journey on 28 September, from Chennai on a nine nation voyage. Director General, Naval Projects (V) Vice Admiral V K Namballa flagged off the ship, manned by five officers, 31 sailors, 30 Naval and Coast Guard cadets, from the Chennai Port Trust. During its journey, the ship would call on 13 foreign ports across nine nations to bolster friendship across the seas. The ship would take the ancient route of Indian mariners to South East Asia, it said, adding during its journey, the ship would spend a total of 127 days before berthing back at Kochi on March 29, 2013.
  • Vocabulary 4 Bank Exams


    An antonym is a word which has the opposite meaning of the given word. Let us see some tips to crack this part.
    1. Note that the given word and the answer must belong to the same parts of speech.
    Pragmatic:
    a) Angry b) quixotic
    c) colourful d) pungent

    The word Pragmatic is an adje-ctive. Out of the given options the word which is opposite in meaning and belonging to the same parts of speech is quixotic. The correct answer is b.
    2. The given word and the answer must belong to the same tense form.
    Perceived:
    a) Ignored b) created
    c) apprehend d) conceive

    Tuesday 2 October 2012

    September 2012 National Affairs

  • On instructions from the Central Vigilance Commission, the CBI on 24 September, decided to expand the scope of its investigation into the scam in coal blocks allocation to private firms between 1993 and 2004. The probe will now cover the blocks given during the six-year tenure of the BJP-led NDA government, from 1998 to 2004, besides those allotted by the Congress government led by P.V. Narasimha Rao after 1993 and the United Front government from 1996 to 1998. Till now, the CBI was investigating private companies that got blocks between 2004 and 2009.As per the Comptroller and Auditor-General’s report on the allocation between 1993 and 2009, 215 blocks were allotted and 99 of them went to government companies and 105 to private firms, while 11 were allotted for ultra-mega power projects. Twenty-four blocks were de-allocated between 2003 and 2011 for non-performance by companies. On representations from MPs, Coal Minister Shriprakash Jaiswal wrote to the CVC, seeking a CBI probe into the allocations since 1993 when the government started giving blocks to private players for captive use. Mainly Congress MPs alleged massive irregularities in the allocations under the NDA rule.
  • September 2012 International Affairs

  • Norway’s Prime Minister Jens Stoltenberg appointed a 29-year-old, Hadia Tajik, a Muslim woman of Pakistani origin, as the new Culture Minister. Hadia Tajik is the first Muslim and youngest Minister ever in Norwegian political history. Ms. Tajik, who has degrees in law and journalism and has been a career politician in Norway’s Labour Party, was appointed in a Cabinet reshuffle. Ms. Tajik has already declared that cultural diversity should become more integral to the life of her fellow citizens. She said her programme would focus on how this reflected on Norwegian society as a whole. Conservative elements in Norway believe that a very rapid influx of foreigners and foreign cultures has destabilised the steady and stable pattern of Norway’s essentially Christian society. Last year, Anders Breivik randomly shot 69 people at a summer camp organised by the Workers' Youth League (AUF) of the Labour Party after blowing up a Norweigan state building. During his trial, Breivik reasoned that multi-cultural policies were harming Norway, adding that he considered Islam his enemy.
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